Avoiding Christmas Debt
Are you at risk from getting into debt this Christmas?
Are you one of these people that will go shopping and not even think about how much you have to spend, do you buy what you like and not what you can afford.
Do you only think about the cost when your credit card/bank statement drops through the door after the holidays? When it is too late, you have already started the new year with a new more substantial debt, which in hindsight was unnecessary if only you had budgeted sensibly. Do you want to avoid Christmas debt?
What you need is the help to budget and accountability for your spending.
I have some very different consequences for your irresponsible spending this holiday season.
My online discipline and mentoring services are achieving great results; I promise you will never want to suffer the consequences of your overspending.
The interest you would pay on the debt is the least of your worries.
Make sure you start the new year with the best start you can, debt-free